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Terms of Service

Last updated: May 15, 2025

Please read these Terms of Service ("Terms") carefully before using the Elite Mutual Fund website or any of our financial services. These Terms constitute a legally binding agreement between you and Elite Mutual Fund governing your access to and use of our services.

1. Acceptance of Terms

By accessing or using our services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use our services.

We may modify these Terms at any time. Your continued use of our services after any modifications indicates your acceptance of the modified Terms. It is your responsibility to review these Terms periodically.

2. Eligibility

To use our services, you must be at least 18 years old and capable of forming a binding contract. By using our services, you represent and warrant that you meet these requirements.

If you are using our services on behalf of a business or other entity, you represent and warrant that you have the authority to bind that entity to these Terms, and you agree to be bound by these Terms on behalf of that entity.

3. Account Registration and Security

To access certain features of our services, you may need to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized use of your account or any other breach of security

We reserve the right to disable any user account at any time if, in our opinion, you have failed to comply with these Terms or if we suspect unauthorized or fraudulent use of your account.

4. Financial Services

Our services include various financial products and tools, including but not limited to investment management, financial planning, and educational resources. The specific terms and conditions for each financial product or service may be subject to additional agreements that will be presented to you at the time you choose to use such products or services.

You acknowledge that:

  • All investments involve risk, including the potential loss of principal
  • Past performance is not indicative of future results
  • The value of investments can go up or down depending on market conditions
  • You should consult with a qualified financial advisor before making investment decisions

5. User Conduct

You agree not to use our services to:

  • Violate any applicable law, regulation, or third-party rights
  • Engage in fraudulent, deceptive, or manipulative activities
  • Upload or transmit viruses, malware, or other harmful code
  • Interfere with or disrupt the integrity or performance of our services
  • Attempt to gain unauthorized access to our systems or user accounts
  • Collect or harvest user information without consent
  • Impersonate any person or entity
  • Engage in any activity that could damage, disable, or overburden our services

6. Intellectual Property Rights

Our services and all content, features, and functionality thereof, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, software, and the design, selection, and arrangement thereof, are owned by Elite Mutual Fund, its licensors, or other providers and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

These Terms do not grant you any right, title, or interest in our services or any content, features, or functionality thereof. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our services, except as follows:

  • Your computer may temporarily store copies of such materials incidental to your accessing and viewing those materials
  • You may store files that are automatically cached by your web browser for display enhancement purposes
  • You may print or download one copy of a reasonable number of pages of the website for your own personal, non-commercial use and not for further reproduction, publication, or distribution

7. Third-Party Links and Services

Our services may contain links to third-party websites, services, or content that are not owned or controlled by Elite Mutual Fund. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that Elite Mutual Fund shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

8. Disclaimer of Warranties

YOUR USE OF OUR SERVICES IS AT YOUR SOLE RISK. OUR SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

Elite Mutual Fund, ITS SUBSIDIARIES, AFFILIATES, AND LICENSORS DO NOT WARRANT THAT:

  • OUR SERVICES WILL FUNCTION UNINTERRUPTED, SECURE, OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION
  • ANY ERRORS OR DEFECTS WILL BE CORRECTED
  • OUR SERVICES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS
  • THE RESULTS OF USING OUR SERVICES WILL MEET YOUR REQUIREMENTS

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL Elite Mutual Fund, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, THAT RESULT FROM THE USE OF, OR INABILITY TO USE, OUR SERVICES.

IN NO EVENT WILL Elite Mutual Fund'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID Elite Mutual Fund IN THE LAST SIX (6) MONTHS, OR, IF GREATER, ONE HUNDRED DOLLARS ($100).

THESE LIMITATIONS OF LIABILITY APPLY EVEN IF Elite Mutual Fund HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

10. Indemnification

You agree to defend, indemnify, and hold harmless Elite Mutual Fund, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of our services.

11. Termination

We may terminate or suspend your account and access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

Upon termination, your right to use our services will immediately cease. If you wish to terminate your account, you may simply discontinue using our services or contact us to request account deletion.

All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

Any dispute arising from or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the American Arbitration Association's rules. The arbitration shall be conducted in New York, New York, and judgment on the arbitration award may be entered in any court having jurisdiction thereof.

You agree that any arbitration shall be conducted on an individual basis and not as a class, consolidated, or representative action. If for any reason a claim proceeds in court rather than in arbitration, you waive any right to a jury trial.

13. Miscellaneous

Entire Agreement: These Terms, together with our Privacy Policy and any other agreements expressly incorporated by reference herein, constitute the entire agreement between you and Elite Mutual Fund concerning your use of our services.

Waiver: No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and Elite Mutual Fund's failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

Severability: If any provision of these Terms is held to be invalid, illegal, or unenforceable for any reason, such provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable while preserving its intent. If such modification is not possible, the provision shall be severed from these Terms without affecting the validity and enforceability of any remaining provisions.

Assignment: You may not assign or transfer these Terms, by operation of law or otherwise, without Elite Mutual Fund's prior written consent. Any attempt by you to assign or transfer these Terms without such consent will be null and void. Elite Mutual Fund may freely assign or transfer these Terms without restriction.

14. Contact Information

If you have any questions about these Terms, please contact us at:

Elite Mutual Fund Legal Department

123 Financial District, Suite 456

New York, NY 10001

Email: legal@elitemf.net

Phone: +1 (212) 555-1234

By using our website and services, you acknowledge that you have read and understood these Terms of Service.